401k Participant Assistance

What we offer:

Personalized and unbiased advice regarding your employer sponsored 401k plan. Omega Capital will work for you, not your employer or your plan provider. Omega Capital will assist you for a period of one year with any questions, concerns and or changes that take place with your 401k plan. As your personal profile changes over time, we will help you update the allocation of your 401k plan investments

Why we offer this service:

So every 401k plan participant has the access to affordable and unbiased advice regarding their 401k plan and help with investing and allocating their account and contributions.  For most American’s their current 401k and prior retirement plan accounts represent the core of their retirement assets. So it is of utmost importance that you monitor and see that your 401k assets are properly invested and allocated.  As a participant in your employer’s 401k plan, you typically have little to no control over the plan and the investment choices offered within your employer’s plan.  However, YOU DO HAVE CONTROL as to how your contributions are allocated and invested within your plan.  Omega Capital understands that many 401k plans do not offer what we would consider a true suite of diversified investment options.  Omega capital will assist you in the same manner we assist our private investment advisory and financial planning clients invest and allocate the funds within their 401k plans.  Over the years Omega Capital has helped many of its clients who participate in plans that range from very small private companies to large multinational corporations.

Investment Approach:

We strongly believe in Diversification and Asset Allocation using the principles of Modern Portfolio Theory which aims to minimize risk in a portfolio given a desired rate of return. This is achieved by evaluating the various Risk/Return characteristics of the various stock and bond asset classes represented within your 401k plan ie: U.S. Large Cap, U.S. Mid Cap, U.S. Small Cap, Corporate Bonds, Government Bonds and etc.

The Process:

• Determine your personal profile; age, risk tolerance, time frame, your goals and your investment experience.
• Have you complete a Risk Questionnaire.
• Gather detailed information regarding your 401k and the plans investment options.
• We will review all of the information
• Present you with our recommendations.

To get started please complete the form on the right hand side of our contact page.